As our forward thinking CFO, Tobias has responsibility for the Finance and Administration function of BMW FS in the UK. This includes Accounting, Business and Risk Controlling, Business Intelligence, Treasury, Credit Management, Strategic Provider Management and Organisation. Before joining BMW Financial Services in UK in May 2013, Tobias was responsible for the Financial Reporting and Planning of the global BMW Group Financial Services business. During this time he successfully managed the transformation of the global financial steering process. Other key career highlights include his role as CFO and acting CEO in Thailand where he efficaciously accomplished the setup of the Financial Services entity, and as CFO in South Africa where he financially steered the company through a period of rapid growth, establishing the risk management and treasury functions and managing the new office building and relocation project. Possessing a truly visionary outlook in respect of business models, technologies and product offerings fit for the future, Tobias will be sponsoring our Wildcard category this year.